How a Merchant Account Can Help Your Internet Business


Merchant accounts are an essential service for any online business that sell goods or services. These accounts allow customers to make a payment transactions online by filling out a special form at the time of checkout.

Businesses that have not yet established a merchant account to accept online credit and debit card payments should consider the numerous benefits associated with doing so, explains Merchant Services in Irvine. As an online business owner, your ability to generate sales can be limited if you don’t offer clients the option to pay electronically. Most online shoppers prefer the convenience of paying via credit or debit card. If an online business doesn’t accept electronic payment, potential customers may decide to shop elsewhere.

By implementing a merchant account, you will provide your customers with hassle free payment options and you’ll no longer have to wait to receive a check or money order; payments for products and services can be easily processed with the click of a mouse.

In a brick and mortar business, a debit or credit card is swiped and all of the customer’s information is processed in order for the payment to be received. Online businesses; however, must rely on the customer typing in all their required information into a form. Information that may be given includes the customer’s name and address, the credit or debit card’s number and expiration date and usually the card’s security or CVV number that can be found on the back.

Since the customers are providing the information themselves, merchant account providers like Merchant Services in Irvine offer security measures order to protect both the customer and the business.

A merchant account can help your business to grow whether you have an online retail store, a brick and mortar establishment, or both. Merchant Services in Irvine can help you get started and answer any questions you may have about accepting electronic payments.